The EPFO Login portal assists employees and employers in managing their provident fund (PF) accounts online. It offers straightforward access to balance inquiries, claims, withdrawals, and KYC updates. EPFO account active Employees whose EPFO accounts are active can check their contributions with interest earnings online without the need for visiting an office.
Understanding EPFO login is essential for smooth financial planning. Whether you are an employee or an employer, using the EPFO portal simplifies your transactions. This guide explains everything about EPFO employee login and EPFO employer login, along with withdrawal rules, passbook access, and contribution details.
What is EPFO?
The Employees’ Provident Fund Organisation (EPFO) is a statutory body, which works under the Ministry of Labour and Employment. It manages the Employees’ Provident Fund (EPF), Employees’ Pension Scheme (EPS) and Employees’ Deposit Linked Insurance (EDLI).
Why is EPFO Important?
- Provides financial security post-retirement
- Provides pension facility to staff
- Provides health insurance for dependants
- Instils tax saving benefits under section 80C
Employees can log in to EPFO from the EPFO login and check their balance, withdraw money from your account and manager KYC.
How to Access EPFO Login?
The EPFO login portal offers separate access options for Employees and Employers. Log in steps are simple and fast.
Steps to Log in to EPFO
- Visit the official website EPFO at epfindia.gov.in
- Click on ‘Services’ from the menu
- Select the appropriate login option
| Login Type | Purpose |
| EPFO Employee Login | Check balance, update KYC, withdraw PF |
| EPFO Employer Login | Manage employee contributions, submit forms |
| Pensioners Login | View pension details, claim status |
| International Workers Login | Manage PF accounts for overseas employees |
- Enter your UAN (Universal Account Number) and password
- Complete the captcha verification and click Login
After login, users can access EPF balance, claims, KYC details, and withdrawal requests.
EPF Passbook: How to Check Balance and Claim Status?
The EPF passbook is an online record of all contributions, interest earnings, and withdrawals. Employees can check their account status anytime through the EPFO UAN Login portal.
Steps to Access EPF Passbook
- Go to the EPFO website
- Click on ‘e-Passbook’
- Login with UAN and password
- Click ‘View Passbook’ to see account details
Other Ways to Check EPF Balance
- Missed Call Service: Dial 9966044425 from the registered mobile number
- SMS Service: Send EPFOHO UAN LAN to 7738299899
These methods help users check their EPF balance without logging in.
Updating KYC for EPFO Login Account
Keeping KYC details updated ensures hassle-free withdrawals and account access. Users must complete KYC verification for seamless transactions.
- Login to EPFO UAN Portal
- Click ‘Manage’ → ‘KYC’
- Choose the document type (Aadhaar, PAN, Bank details)
- Enter details and click Save
- After employer approval, the KYC status will be updated
An updated KYC status allows employees to withdraw PF without delays.
How to Withdraw PF Online?
Employees can withdraw their PF balance online through the EPFO login portal. The process is simple and takes only a few steps.
- Login to EPFO e-SEWA portal
- Click ‘Online Services’ → ‘Claim (Form-31, 19, 10C & 10D)’
- Verify bank details linked with UAN
- Select the reason for withdrawal
- Upload required documents
- Complete Aadhaar OTP verification
- Submit the claim request
PF Withdrawal Rules
| Withdrawal Type | Eligibility Criteria |
| Full Withdrawal | After retirement or 2+ months of unemployment |
| Partial Withdrawal | Medical, education, home loan, marriage expenses |
Once submitted, the withdrawal request is processed in a few days.
EPF Contributions and Interest Rates
The EPF fund receives contributions from both employees and employers. These contributions accumulate tax-free interest.
EPF Contribution Breakdown
| Contribution Type | Percentage |
| Employee’s Contribution | 12% of basic salary |
| Employer’s Contribution | 12% (8.33% to EPS, 3.67% to EPF) |
Latest EPF Interest Rates
| Financial Year | Interest Rate |
| 2021-22 | 8.10% |
| 2022-23 | 8.15% |
| 2023-24 | 8.25% |
| 2024-25 | 8.25% |
EPF contributions ensure financial stability after retirement.
EPFO Schemes for Employees
EPFO offers various schemes for employees that provide savings, pension, and insurance benefits.
1. Employees’ Provident Fund (EPF)
- A savings scheme for employees
- Earns interest and allows withdrawals after retirement
2. Employees’ Pension Scheme (EPS)
- Provides monthly pension after retirement
- Requires 10+ years of service for eligibility
3. Employees’ Deposit Linked Insurance (EDLI)
- Provides insurance coverage for EPF members
- Covers up to ₹7 lakh in case of an employee’s death
These schemes secure employees’ financial future.
UAN: Managing Your EPFO Login Account
The Universal Account Number (UAN) is a 12-digit number that links all EPF accounts. It remains constant throughout an employee’s career.
How to Find Your UAN?
- Visit the EPFO UAN Portal
- Click on ‘Know Your UAN’
- Enter Aadhaar, PAN, or EPF number
- The UAN will be displayed
Benefits of UAN
- Single account for multiple jobs
- Easy EPF transfers between companies
- Seamless online claim processing
EPFO Helpdesk and Grievance Support
For assistance, employees can contact EPFO through multiple channels.
- Toll-Free Number: 1800-118-005 (9:15 AM – 5:45 PM)
- EPFiGMS Online Grievance Portal: EPFiGMS
Users can also connect via official social media for updates.
Conclusion
The EPFO login portal is an essential tool for employees and employers. It provides easy access to EPF passbooks, claims, contributions, and withdrawals. Keeping UAN, KYC, and account details updated ensures smooth transactions.
Using the EPFO login portal helps employees secure their retirement savings, track earnings, and access funds when needed. Managing EPF accounts online is convenient and efficient.
Read More Blogs:-)
