Axis Atlas Credit Card — The Premium Frequent Flyer Card It offers Edge Miles, free lounge access and travel insurance. Widely accepted around the world with premium perks, this card makes any trip better.
From booking your flights, hotels, and even purchases abroad, this credit card guarantees you the best rewards and exclusive perks. This card proves to be a more comfortable and rewarding trip for travelers.
The Axis Atlas Credit Card: An Overview
Axis Atlas Credit Card is a travel-oriented credit card that is meant for individuals traveling internationally and domestically. And it offers benefits unavailable anywhere else, such as Edge Miles rewards, airport lounge access and travel insurance.
This card earns users points on all transactions which are redeemable for flights, overnight stays, and more.On the top tier structure, cardholders earn more and can reach better benefits based on their spending.
Key Features and Benefits of Axis Atlas Credit Card
1. Every Spend Gets You Some Edge Miles
Axis Atlas Credit Card – You Earn Edge Miles on Every Transaction These are redeemable for flights, hotels or statement credits.
| Transaction Type | Edge Miles Earned |
| Domestic Spending | 2 Edge Miles per ₹100 |
| International Spending | 5 Edge Miles per ₹100 |
| Travel Bookings | 10 Edge Miles per ₹100 |
This rewards system ensures that frequent travelers make the most out of their dollar spent.
2. Instant Rewards – Get the Welcome Bonus
New cardholders can earn 5,000 Edge Miles as a welcome bonus. AVIS will activate this benefit after you perform your first three transactions.
These miles are then redeemable for travel expenses, statement credits or partner rewards.
3. Free Airport Lounge Access
The 2,500 airport lounges worldwide are available for the benefit of frequent travelers. This gives you a comfortable setting with free Wi-Fi, refreshments and nice seating.
| Tier Level | Domestic Lounge Visits | International Lounge Visits |
| Silver | 8 per year | 4 per year |
| Gold | 12 per year | 6 per year |
| Platinum | 18 per year | 12 per year |
This feature eases the process of waiting for flights.
4. Exclusive Travel Insurance Coverage
Travel insurance at no extra charge with Axis Atlas Credit Card.
- Air accident insurance — Monetary benefit against accidents while travelling through air travel.
- Lost baggage coverage – Reimbursement if your luggage is lost.
- Flight delay coverage – Partial refunds for travel delays and cancellations.
This provides an extra layer of security on the go.
5. Global Acceptance & Additional Perks
The Axis Atlas Credit Card is accepted worldwide, making transactions easy and seamless. Other benefits include:
- Concierge services for travel assistance.
- Dining discounts of up to 20% at select restaurants.
- Luxury hotel privileges with exclusive partner deals.
Tier-Based Benefits for Frequent Spenders
The Axis Atlas Credit Card offers three spending tiers—Silver, Gold, and Platinum. Each tier provides increasing benefits.
| Tier | Annual Spending Requirement | Additional Edge Miles |
| Silver | ₹3 lakh | 2,500 Edge Miles |
| Gold | ₹7.5 lakh | 5,000 Edge Miles |
| Platinum | ₹15 lakh | 10,000 Edge Miles |
These tiers ensure higher rewards for those who spend more on travel and daily transactions.
Fees and Charges of Axis Atlas Credit Card
It’s important to understand the costs associated with this card.
| Fee Type | Amount |
| Joining Fee | ₹5,000 |
| Annual Fee | ₹5,000 |
| Interest Rate | 3.60% per month (52.86% per year) |
| Cash Advance Fee | 2.5% (Min. ₹500) |
| Late Payment Fee | ₹500 – ₹1,200 (based on balance) |
| Foreign Currency Markup | 3.5% per transaction |
| Overlimit Fee | 2.5% of overlimit amount (Min. ₹500) |
The annual fee can be waived if your yearly spending exceeds ₹7.5 lakh.
Eligibility Criteria for Axis Atlas CC
To apply for the Axis Atlas Credit Card, you need to meet the following criteria:
- Age: 18 to 70 years
- Income Requirement:
- Salaried individuals – Minimum ₹12 lakh per year
- Self-employed individuals – Minimum ₹15 lakh per year
- Credit Score: A good credit history is required
- Residency: Must be an Indian resident
Documents Required for Application
Applicants need the following documents:
| Document Type | Examples |
| Identity Proof | PAN Card, Aadhaar Card |
| Address Proof | Passport, Utility Bill |
| Income Proof | Salary Slip, IT Return (for self-employed) |
Having these documents ready will speed up the application process.
How to Apply for the Axis Atlas Credit Card?
Follow these steps to apply for the Axis Atlas CC:
- Visit the Axis Bank Website – Navigate to the credit card section.
- Select ‘Axis Atlas Credit Card’ – Click on ‘Apply Now’.
- Complete an Application Form – Provide personal and financial information.
- Upload Required Documents – ID proof, Address proof and Income proof.
- Submit and Wait for Approval — Your application will be verified by the bank and will be processed.
When you’re approved, within days you’ll get your card.
Axis Atlas Credit Card Additional Benefits
Fuel Surcharge Waiver
- Free: 1% fuel surcharge waiver on transactions ranging from ₹400 to ₹4,000.
Dining Discounts
- Save up to 20 per cent at select partner restaurants in India.
Contactless Payments
- Make transactions fast and secure with tap and pay.
Latest news and updates on Axis Atlas CC.
As of April 2024, here are some important updates:
- Gold/jewelry and rent purchases no longer earn Edge Miles.
- 10,000 Edge Miles per year capped.
- Discontinuation of airport concierge services
Frequent travelers are also going to want to make sure they’re maximizing spend on travel bookings and international transactions to earn the most points.
Conclusion
Axis Atlas Credit Card — Specially For Frequent Travelers It improves your travel experience with Edge Miles rewards, airport lounge access and travel insurance.
This card helps you save if you travel frequently and still have access to premium benefits. Sign up today—it’s time to unlock your travel rewards!
FAQs
Q1. Is there a waiver of the fuel surcharge?
Ans. Yes( 1% surcharge is waived for fuel transactions between ₹ 400 & ₹4000).
Q2. What is the welcome bonus?
Ans. (The 5,000 Edge Miles come after completing the first three transactions.)
Q3. Do I get dining benefits?
Ans. Yes, up to 20% off at participating restaurants.
Q4. What is the over-limit fee?
Ans. Fee 2.5% of the over (minimum ₹500)
Q5. What do I need to do to qualify for Platinum Tier?
Ans. Make annual spend of ₹15 lakhs or above to achieve Platinum Tier
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